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Bankruptcy is a legal instrument to consider when you are faced with debts that you cannot pay. If you are considering filing for bankruptcy, the attorneys at Talkov Law can help you regain your financial health. While we are sometimes able to develop training plans with non-bankruptcy creditors, we are also able to provide assistance under bankruptcy law. In addition, we have experience negotiating fair resolutions with the bankruptcy trustee on behalf of creditors, debtors and shareholders when these issues arise. To the extent that a fair resolution cannot be reached, we are willing and able to take the matter to court to obtain a judicial resolution. Are you a private individual or entrepreneur and want to get rid of debt? The bankruptcy lawyers of Talkov Law can help you with this.
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Our goal in every bankruptcy proceeding is to achieve an optimal result through the most effective representation of our clients’ interests. We achieve this goal by developing a unique strategy after careful consideration of the facts of the case.
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Experienced bankruptcy attorneys in Los Angeles, Orange County, San Diego, Riverside, San Bernardino, San Jose, Sacramento and surrounding areas in California
Frequently, our representation in bankruptcy involves adversaries who cannot be discharged under section 523(a) of the bankruptcy code, including claims that debts:
For money, property, services, or any extension, renewal, or refinancing of credit, to the extent obtained by false pretense, misrepresentation, or actual fraud under 11 U.S.C. 523(a)(2)(A);
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For fraud or forgery while acting in a fiduciary capacity, embezzlement or theft under 11 U.S.C. § 523(a)(4);
For willful and malicious injury by the debtor to another person or property of another entity under 11 U.S.C. § 523(a)(6);
A debt to a spouse, ex-spouse or child of the debtor that is not considered a maintenance obligation in the household, incurred during a divorce or legal separation or in connection with a divorce agreement, divorce decree or other court order, or a decision made in accordance with state law or by territorial law by a governmental entity, such as a division of property, under 11 U.S.C. § 523(a)(15).
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Chapter 7 liquidation for individuals and corporations, which is often used when a person has minimal assets.
Individual Chapter 13 reorganizations, which are often used to pay off mortgage arrears and for other purposes permitted by the Bankruptcy Code.
A highly qualified bankruptcy attorney can help you avoid the pain of endless creditor calls, insurmountable debts, and secure a new financial future. Our experienced bankruptcy attorneys can help debtors seeking to use bankruptcy to:
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Talkov Law is particularly adept at filing involuntary bankruptcy for individuals and entities with assets or income that refuse to pay their undisputed debts. Requirements under 11 U.S.C. § 303 is strict and the consequences of filing for bankruptcy are severe. It is important for creditors to consider their options by consulting an attorney who has successfully filed multiple involuntary bankruptcy petitions that have resulted in substantial or full payment to clients. Putative debtors facing foreclosure should also consult an experienced bankruptcy attorney to consider the many options available, including possible dismissal of the claim and negotiations with creditors.
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When creditors, debtors and interested parties have Chapter 7 bankruptcy cases, it often involves negotiations and litigation with the Chapter 7 Trustee. Our knowledge of Chapter 7 bankruptcy trustees allows us to develop appropriate strategies for resolving bankruptcy cases. We understand the incentives of Chapter 7 trustees. We have represented, litigated and negotiated with many Chapter 7 administrators throughout California.
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Bankruptcy law is complex. Going through bankruptcy can be a very stressful and emotional process. Why risk the possibility of losing your personal property and other assets when you can hire an attorney to help you navigate the bankruptcy landscape.
It is critical that you have legal representation with you when filing for bankruptcy. A great attorney can guide you on a smooth path through the bankruptcy process and ensure that your legal rights are protected!
Attorneys representing debtors, creditors, trustees and interested parties in California Chapter 7, 11, 12 and 13 bankruptcy filings
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The Talks Act is often invoked after a debtor has filed for bankruptcy protection. In these situations, we often present:
Consult with a trusted bankruptcy attorney in Los Angeles, Orange County, San Diego, Riverside, San Bernardino, San Jose, Sacramento and surrounding areas in California
Being involved in bankruptcy can be difficult for everyone involved. If you need a California bankruptcy attorney, call the highly regarded and experienced bankruptcy attorneys at Talkov Law today for a free analysis of your situation. We help you choose which bankruptcy options will benefit you the most.
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Talkov Law is considered a debt relief agency as defined in Bankruptcy Code § 101(12), because we can help people and companies file for bankruptcy relief under the Bankruptcy Code.
Pilar came in who was very hospitable and kind. In speaking with Scott, he was very easy to talk to in a professional and knowledgeable manner. We discussed my concerns at… read more In walked Pilar who was very welcoming and friendly. In speaking with Scott, he was very easy to talk to in a professional and knowledgeable manner. We discussed my concerns regarding the property rights issue and he was able to provide me with all the details and information I needed in a very concise manner. Would recommend 100%. Read less
I would highly recommend using Talkov Law for family law representation. I needed help with a spousal maintenance change. On my first phone call… read more I would highly recommend using Talk’s Law for family law representation. I needed help changing spousal support. During my first meeting with Talkov Law, I was contacted by attorney Colleen Sparks. Sparks listened to my situation and answered my questions/concerns. I was immediately impressed with her professionalism. She did not overestimate the situation, but presented me with a strategy based on her experience and expertise. Ms. Sparks and her team’s strengths are effective case and collection status communication and document preparation for the day in court. Of course there are no guarantees of the outcome in court, I felt Ms. Sparks was well prepared. On the day of the trial, I was very pleased with the results. Overall, my expectations were exceeded. I wouldn’t hesitate to use Talk’s Law again if needed. Read less
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Excellent customer service from Talkov Law, SPECIAL from Mr. Nick Moss, a very professional and knowledgeable real estate attorney, who was always available to me and out… read more Excellent customer service from Talkov Law, SPECIAL from Mr. Nicka Moss who is a very professional and knowledgeable real estate attorney, who was always available and went out of her way to help me with a real estate issue I was going through. I would not hesitate for a second to use their professional services again or to refer anyone I know. THANKS again Talkov Law (Nick Moss). Greetings. Sincerely, Peter Reyes reads less
Working with Nick and his law firm was the best financial decision I have ever made. The services they provided were exactly what we needed. Nick was easy to reach… read more Working with Nick and his law firm was the best financial decision I’ve made. The services they provided were exactly what we needed. Nick was easy to reach and made this process smooth. He is so knowledgeable and professional. We could not have had a better experience. Read less
Attorneys Scott Talkov and Chris Kiernan provided me with excellent guidance during my bankruptcy and achieved a good result in my case with creative solutions. Other bankruptcy attorneys have told me… read more Attorneys Scott Talkov and Chris Kiernan provided excellent guidance during my bankruptcy and achieved a good result in my case with creative solutions. Other bankruptcy attorneys told me I had no options, but Talkov’s legal team quickly changed my mind. Talkova Law’s bankruptcy team is first class. Their entire staff was very helpful and attorneys were available for any questions or concerns. Read less
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Nick Moss and the team at Talkov Law Corp. they used their knowledge and expertise to help me resolve my co-ownership dispute. I highly recommend Talkov Law Corp.
Nick Moss and the Talkov legal team did a fantastic job in helping me settle my co-ownership dispute. Nick demonstrated exceptional professionalism and expertise. He is patient and wonderful… read moreNick Moss and Talk’s Law team did a fantastic job helping me end my
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